Retirement Plans

At Leonard Trust, we understand the importance of planning for your retirement. Our range of retirement investment plans is designed to help you build a secure financial future, providing options tailored to your goals and timeline.

Types of Retirement Plans Offered

Individual Retirement Accounts (IRAs)

• Traditional IRAs: Enjoy potential tax deductions on contributions, with earnings growing tax-deferred until withdrawal during retirement.
• Roth IRAs: Contribute after-tax income, allowing for tax-free withdrawals in retirement, including earnings.

Employer-Sponsored Retirement Plans

• 401(k) Plans: Employer-sponsored plans allowing employees to contribute a portion of their salary, often with employer matching.
• 403(b) Plans: Similar to 401(k) plans but typically offered by non-profit organizations and certain educational institutions.

Key Features of Our Retirement Plans

• Diverse Investment Options: Choose from a range of investment vehicles, including stocks, bonds, mutual funds, and more, based on your risk tolerance and financial goals.
• Tax Advantages: Benefit from potential tax deductions, tax-deferred growth, or tax-free withdrawals, depending on the retirement plan selected.
• Employer Matching (if applicable): Maximize savings with potential employer contributions matching your contributions.

Benefits of Planning for Retirement with Leonard Trust

• Expert Guidance: Our financial advisors provide personalized guidance to help you create a retirement plan aligned with your goals.
• Portfolio Diversification: Invest in a diversified portfolio tailored to your risk tolerance and retirement timeline.
• Retirement Readiness: Plan for a comfortable retirement by making informed investment decisions.

How to Start Planning for Retirement

1. Consultation: Schedule a consultation with a Leonard Trust financial advisor to discuss your retirement goals and explore suitable plans.
2. Plan Selection: Choose the retirement plan(s) that best fit your financial objectives and investment preferences.
3. Regular Review: Periodically review and adjust your retirement plan to stay aligned with changing life circumstances and financial goals.

Secure Your Retirement with Leonard Trust

Start building a financially secure retirement with Leonard Trust’s range of retirement investment plans. Benefit from expert advice, tax advantages, and diverse investment options as you work towards your retirement goals.